Sometimes it all seems like a horrible joke

So, we're in the midst of a credit crunch and general economic meltdown the likes of which have not, apparently, been seen since the Great Depression. And we're facing all the various entertainingly horrible effects of climate change. So, thinks Lloyds TSB, it must be a great idea to bring the two together with... The Airmiles Mortgage. Yep, collect Airmiles so you can jet off to all parts of the world (that haven't disappeared under any melting bits of Arctic), whilst making your sky-high interest payments.
Actually, this genius product was launched in May, but I' ve only just spotted the ads for it online...